How To Achieve The American Dream

Instructions to Achieve The American Dream How can one accomplish the American Dream? The appropriate response without a doubt relies on ones meaning of the Dream. John Winthrop imagined a strict heaven in a City upon a Hill. Martin Luther King, Jr. longed for racial uniformity. Barack Obama holds the conviction of recovering the American Dream. All men envisioned for what they saw as flawlessness. However the inquiry remains, how can one make this progress? How is the Dream figured it out? Americans have customarily given their endeavors to frugality and difficult work. During the Colonial Period, Benjamin Franklin demonstrated a model that Early to Bed, and right on time to rise, makes a Man sound, rich, and savvy. Americans of the Early Republic imagined the nation to be popularity based and amazing on world stage. Abraham Lincoln demanded that the legislature of the individuals, by the individuals, for the individuals, will not die from the earth. During Westward Movement and the Civil War, numerous Americans experienced significant difficulty and they conquered affliction through industry, tirelessness, independence, and self-control. The well known clothes to newfound wealth legend turned into a milestone of American culture; anybody could succeed and accomplish riches in the event that they buckled down. There is no denying that the move away from the conventional American hard working attitude compared legitimately with the ascent of industry. Work esteems changed drastically when America turned into a modern culture. Numerous Americans no longer see difficult work as the main way to progress. They need to compromise in quest for riches, distinction and achievement. The aftereffects of their endeavors can be envisioned, nobody can change his destiny without difficult work. They need to confront the barbarous reality that the fantasy end up being hallucination. Part One Definition of the American Dream What is the American Dream? It has been an old style question asked by outsiders, however more frequently by Americans themselves. Numerous students of history and sociologists will in general hold various conclusions. Simultaneously, a standard American resident cannot characterize it precisely because of its multifaceted nature. In other words, everybody has his own comprehension of the meaning of the American Dream. Contemplating numerous variables concerned, an end can be accomplished that the American Dream can be deciphered from two classes. Right off the bat, the greatest American Dream. It alludes to the national dream that contains the longing for opportunity, equity and vote based system and to be an incredible nation on world stage. Then again, the base dream. It has a place with the average folks. For the greater part of them, the American Dream ends up being firmly identified with their every day life. It very well may be viewed as these particular objectives, for exampl e, getting advanced education, carrying on with an upbeat existence with great compensation, keeping a decent wellbeing, and having a predominant economic wellbeing. So as to comprehend the copious meanings of the American Dream, we need to grasp the source and improvement of the American Dream. It is the American individuals and history that shape the importance of the American Dream. Since the introduction of the United States in 1776, the meaning of the American Dream has changed through the span of history. The birthplace of the American Dream can be followed back to the time of colonization. The American Dream is a national ethos regarding the guarantee of flourishing and achievement. The ethos demonstrates the capacity that everybody can pick up his fortune and gain ground through his interest and difficult work. Concerning the American Dream, this incorporates the opportunities for ones youngsters to grow up and get decent training and profession without counterfeit obstructions. Its the chance to settle on singular decisions without the earlier limitations that breaking point individuals as for their group, religion, race or ethnicity. History specialist James Truslow Adams right off the bat set forward the expression American Dream in his 1931 book Epic of America: The American Dream is that fantasy of a land wherein life ought to be better and more extravagant and more full for each man, with open door for each as indicated by capacity or accomplishment. It is a troublesome dream for the European high societies to decipher enough, additionally an excessive number of us ourselves have become fatigued and suspicious of it. It's anything but a fantasy of engine vehicles and high wages just, however a fantasy of social request where each man and every lady will have the option to accomplish the fullest height of which they are inherently able, and be seen the truth about by others, paying little heed to the random conditions of birth or position. He additionally composed: The American Dream, which has baited a huge number of all countries to our shores in the previous century, has not been a fantasy of material bounty, however that has without a doubt checked vigorously. It has been a fantasy about having the option to develop to fullest improvement as a man and lady, unencumbered by the hindrances which had gradually been raised in the more seasoned civic establishments, unrepressed by social requests which had created to support classes as opposed to for the basic individual of any and each class. Martin Luther King Jr. in his Letter from a Birmingham Jail expressed that the social liberties development was in the mission for the dark people groups American dream: We will win our opportunity in light of the fact that the consecrated legacy of our country and the interminable will of God are exemplified in our reverberating requests. . . . at the point when these excluded offspring of God took a seat at lunch counters they were in all actuality going to bat for what is best in the American dream and for the most sacrosanct qualities in our Judeo-Christian legacy, in this manner taking our country back to those extraordinary wells of majority rules system which were burrowed profound by the establishing fathers in their definition of the Constitution and the Declaration of Independence. The president Barack Obama conveyed his triumph discourse after he won the presidential battle: In the event that there is anybody out there who despite everything questions that America is where everything conceivable; who despite everything thinks about whether the fantasy of our organizers is alive presently; who despite everything addresses the intensity of our vote based system, this evening is your answer. Section Two Origin of the American Dream 2.1 A New Land In 1492, Columbus completed his journey with the help from the King of Spain. He accepted that by cruising west from Europe, he could arrive at Asia. He never succeeded, yet rather he arrived on the islands in the Caribbean Sea and found the New World. This extraordinary geographic disclosure of the New World made the way for European pioneers. In 1497, an Italian mariner, John Cabot who was financed by the English King, showed up in todays Canada. Before long the English King asserted that the entire of the region of North American had a place with England. So as to uphold this case, the Englishmen started to build up perpetual settlements in North America. The mid seventeenth century was the start of an extraordinary tide of emigrates from Europe to North America. Crossing in excess of 300 years, this development developed from a stream of two or three hundred English pilgrims to a surge of a large number of newcomers. Incited by amazing and assorted inspirations, numerous European emigrates left their countries for the New Land. A large portion of them attempted to get away from monetary and political abuse, to look for the opportunity to rehearse their religion, or to discover openings denied them at home. 2.2 Europe in the sixteenth and seventeenth century During the Middle Ages, Europe was under the single profound authority of the Roman Catholic Church. The medieval framework won during this timeframe. The workers were attached to the dirt and needed to endure the monetary and political mistreatment. Dealers and experts were crippled by the social issue. By the sixteenth century, some new and incredible social powers started to rise which prompted extraordinary changes in Europe and the advancement of America. As a matter of first importance, its the advancement of free enterprise. Take the recorded occasion Enclosure Movement for example. The Commercial Revolution had made an expanding material industry, which requested an expanding gracefully of fleece to keep the weaving machines. Proprietors encased farmlands and ousted the laborers with the end goal of sheep development. Pioneer development went to be an outlet for these uprooted worker populace. The subsequent significant power that achieved the advanced improvement of Europe was the Renaissance, which was set apart by a changing point of view. The Renaissance complimented the idea of mankind. The God-focused world was tested by the wide spread of science and innovation. Individuals started to be progressively certain about themselves and demonstrated more enthusiasm for the world. The third persuasive power was the Religious Reformation, a strict change development that began from Germany, at that point spread over the mainland of Europe. In 1517, Martin Luther contended that the Pope and church reserved no privilege to exploit the individuals for the reduction of sins. He challenged the Catholic Church as a result of the intensity of misuse and defilement. Another man, John Calvin began his change development after Martin Luther. Calvinism before long won in England and pulled in numerous devotees. In England, King Henry à ¢Ã¢â‚¬ ¦ couldn't help contradicting the Roman Catholic Church on numerous policy driven issues. Then again, he needed to end his marriage with the Queen yet without the consent from the Pope. Finally, King Henry à ¢Ã¢â‚¬ ¦ split away from the Roman Catholic Church and set up the Church of England, and he turned into the leader of the Church of England himself. These religion changes all tested the authority of the Pope and the Catholic Church which controlled people groups strict convictions and meddled in political undertakings of the countries. During the strict changes of the sixteenth century, a gathering of individuals who discontent in the Church of England and progressed in the direction of strict, good and social changes. They were known as the Puritans. The puritans were profoundly impacted by Calvinism and believed that the Church of England had become a result of political st

The Influence of American Culture in the 1950s and 1960s in Canada Essa

Canada as a country has been endeavoring to portray itself as progressively ?Canadian? for quite a long time. This has incorporated various battles and occasions, for example, fights, bans, and the formation of the Massey Commission, to energize national advancement in human expressions, and bolster significant organizations like the Canadian Broadcasting Corporation (CBC) and National Film Board (NFB). Be that as it may, this has not been a simple errand for the Canadian government, as significant impacts from underneath the fringe (the United States) have been charming the Canadian crowds by enormous. American media has had a groundbreaking altering impact on Canada, even through endeavors made to characterize Canada with its own social personality. Mainstream society during the 1950s and 1960s started to spread and swarm the country from front to back through radio shows, books and magazines, TV programs, and even movies. Regardless of whether it is culture as far as political issues, garments or the most recent melodic sensations, the United States has consistently assumed the prevailing job when it came to who recognizes what is ideal, first. A few instances of Americanizati...

The Personal Critique Is A Reflective Paper That Addresses Course

The Personal Critique Is A Reflective Paper That Addresses Course The Personal Critique Is A Reflective Paper That Addresses Course Objectives: -B.analyse The Major â€" Assignment Example > Moral legal influence in acceptable leisureGambling has been and is still considered by many to be a form of leisure. As much as this is true, there are others that have found it difficult to embrace it as a form of leisure. This could be because of what it stands for or due to other personal opinions. In my reflective study, I will discuss the facts that support the above debate. Is gambling a form of leisure? For it to be considered leisure, does it have to be morally correct? If it is morally correct, what level of legal implication does it come with? Getting answers to these questions will greatly facilitate the definition of leisure in regards to moral and legal influence involved. The lottery, horse racing, casino nights, church bingo and carnival games are different forms of gambling that people consider being leisure. Determining the morality of gambling has over the years been found to be hard to comprehend as defenses have always arise that bring about confusion on the issues that we have convictions. According to Rowe and Lynch (2012, p. 134), gambling could be defined as: the desire of another person’s property (prize) where the gambler creates a risk (losing his property) with the intention of gaining the other persons possession with nothing to give in return. As per the definition above, many have found it to be immoral to gamble and an immoral way of leisure (Oei 2010, p. 26). To justify gambling, people have come up with different explanations. Some have based their arguments on the fact that most of the things we do in life is a gamble (Zimmerman 2004, p. 17). Taking your kid to school is a gamble, planting crops to harvest in the future is a gamble and investing in the stock exchange to. Based on this argument, they consider gambling to be morally correct but there are arguments to counter this opinion. Risk is inevitable in all activities we undertake in life, but it being there is risk does not necessarily mean there is a gamble. It is how we act on the risk that makes it a gamble or not. This means if we make every risk a gamble it ends up being leisure which is very dangerous (Breen, Hing Gordon 2011, p. 727). Gambling is not to be regarded as a moral way of leisure. That is why different governments have been forced to govern the way its citizens gamble. This is because when gambling thrives, there are people who will be suffering. Jeonglyeol (2011, p. 459) explain this as one wins millions of dollars; there are millions of losers out there that invested hoping to win. That is very different from taking your kid to school. One benefiting at the cost of the others creates a problem in the society. This is because a few will get rich and the rest become poorer in the process. This stops being leisure and becomes a way of making wealth which started out without plan. According to Volberg (2002, p. 174) people gamble for the only reason which is to win. As much as they try to regard it as leisure, they do no t do it for any other reason. This requires them to sacrifices a portion of their resources and as much as they are willing there people that would want to benefit from that. This brings about exploitation of the people. Business men set up large establishment to facilitate gambling of which they are to benefit. The stakes are put so high so that they attract people and the chances of winning reduced such that it becomes almost impossible to win. This brings about exploitation which cannot be regarded as morally correct (Jeonglyeol 2011, p. 460). Research has shown that people are taking on gambling as a way of running away from the real issues of life. They tend to quench their problems, loneliness and anger with gambling. According to Eades (2003, p. 52) they hide behind it and the thought of not being able to gamble frightens them and they may do anything in order to gamble and this need for profit that does not end makes them to continue asking for more. They borrow money and take secretive loans in order to support this habit and loosing does not stop them from continuing which may lead to bankruptcy. This could not be considered to be moral and leisure. It would be wrong and misleading (Eidsmore 1994, p. 101).

Explanation of Noun Clauses in English

Noun clauses are clauses that function as nouns. Remember that clauses can be either dependent or independent. Noun clauses, like nouns, can be used as either subjects or objects. Noun clauses are therefore dependent clauses and as subject or object cannot stand alone as a sentence. Nouns Are Subjects or Objects Baseball is an interesting sport. Noun: Baseball subjectTom would like to buy that book. Noun: Book object Noun Clauses Are Subjects or Objects I like what he said. Noun clause: ... what he said objectWhat he bought was awful: Noun clause: What he bought ... subject Noun Clauses Can Also Be an Object of a Preposition Im not looking for what he likes. Noun clause: ... what he likes object of preposition forWe decided to look into how much it costs. Noun clause: ... how much it costs objects of preposition into Noun Clauses as Complements Noun clauses can play the role of a subject complement. Subject complements provide a further description,\ or clarification of a subject. Harrys problem was that he couldnt make a decision.Noun clause: ... that he couldnt make a decision. subject complement of problem describing what the problem was The uncertainty is whether he will attend or not.Noun clause: ... whether he will attend or not. subject complement of uncertainty describing what is uncertain Noun clauses can play the role of an adjective complement. Adjective complements often provide a reason why someone or something is a certain way. In other words, adjective compliments provide additional clarification to an adjective. I was upset that she couldnt come.Noun clause: ... that she couldnt come adjective complement explaining why I was upset Jennifer seemed angry that he refused to help her.Noun clause: ... that he refused to help her. adjective complement explaining why Jennifer seemed angry Noun Clause Markers Markers are what introduce noun clauses. These markers include: that if, whether (for yes / no questions) Question words (how, what, when, where, which, who, whom, whose, why) Ever words beginning with wh(however, whatever, whenever, wherever, whichever, whoever, whomever) Examples: I didnt know that he was coming to the party. Could you tell me whether she can help us. The question is how to finish on time. Im sure I will enjoy whatever you cook for dinner. Noun Clauses Used with Common Phrases Noun clauses beginning with question words or if/whether are often used with common phrases such as: I dont know ... I cant remember ... Please tell me ... Do you know ... This use of noun clauses is also known as indirect questions. In indirect questions, we use a phrase to introduce a question with a short phrase and turn the question into a noun clause in statement order. When will he return? Noun clause / indirect question: I dont know when he will return. Where are we going? Noun clause / indirect question: I cant remember where we are going. What time is it? Noun clause / indirect question: Please tell me what time it is. When does the plan arrive? Noun clause / indirect question: Do you know when the plane arrives? Yes / No Questions Yes / no questions can be expressed as noun clauses using if/whether: Are you coming to the party? Noun clause / indirect question: I dont know if you are coming to the party. Is it expensive? Noun clause / indirect question: Please tell me whether it is expensive. Have they lived there long? Noun clause / indirect question: Im not sure if they have lived there long. Special Case of That The noun marker that which introduces noun clauses is the only marker that can be dropped. This is only true if that is used to introduce a noun clause in the middle or at the end of the sentence. Tim didnt know that she was available. OR Tim didnt know she was available.

The Portrayal of Christopher Columbus in Elementary...

Christopher Columbus has been portrayed in different ways at various times throughout history. In his own time he was not famous for discovering a new land, but hundreds of years later he is. Slightly over one hundred years ago the United States proudly celebrated the quatercentury. Approximately 24 million people attended a great international exposition in Chicago marking the event (Thernstrom, 1992). In stark contrast is the controversy that was ignited over the 500 year anniversary of Columbus voyages. In the very recent past how Columbus is presented has begun to change. Up until the late 1980s Columbus was portrayed as a great discover. Even when the Spanish were seen as cruel and greedy, Columbus was†¦show more content†¦Among these people are the 1992 Alliance, a coalition of Native groups, The Association of Indian Cultures, The National Council of Churches, the America Library Association, and many authors. The argument of this group is that presenting Columbus as a hero who stands at the beginning of a long of heroes who brought freedom to the Americas is history at its ethnocentric worst (Nash, 1992). These groups want the Native American point of view emphasized in schools so that our children grow into healthy adults by eliminating dehumanizing images of Native people in popular culture (Harjo, 1991, p.32). The National Library Association passed a resolution asking member libraries to display materials dealing with topics like cultural imperialism, coonialism, and the Native American Holocaust(Lunenfeld, 1992). The fear of these groups is that children will accept and think it natural for white people to rule over people of color and for powerful groups to rule over weaker groups (Ricklin, 1992). They believe that the Columbus myth is so pervasive that it inhibits children from developing anti-racist views. This group would applaud a childs picture book such as Encounter by Jane Yolen. This is the story of a Taino child and his reactions to the sight of Columbus and his men. In this book you can feel the fear of the child and there is a sense of impending doom. Ms. Yolen said that she wrote Encounter because this is historys otherShow MoreRelatedAnalysis of Shirley Jacksons The Lottery Essays4601 Words   |  19 Pagesthat text (Parker 314). Reader-response criticism was coined by literary critic Louise Rosenblatt in the mid-20th century. It soon served as a cornerstone of literary movement in the 1960s and 1970s that later became intrinsic to the study of other schools of literary thought today. In using reader-response theory to examine â€Å"The Lottery† in a contemporary context, one might perform reading surveys and metacognitive questionnaires to determine whether the short story still proves resonant and thought-provokingRead More_x000C_Introduction to Statistics and Data Analysis355457 Words   |  1422 PagesIntroduction to Statistics and Data Analysis This page intentionally left blank Introduction to Statistics and Data Analysis Third Edition Roxy Peck California Polytechnic State University, San Luis Obispo Chris Olsen George Washington High School, Cedar Rapids, IA Jay Devore California Polytechnic State University, San Luis Obispo Australia †¢ Brazil †¢ Canada †¢ Mexico †¢ Singapore †¢ Spain †¢ United Kingdom †¢ United States Introduction to Statistics and Data Analysis, Third EditionRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 Pagesconditions between different sorts of political regimes— communist, capitalist, colonial, and fascist. Particularly revealing are Spodek’s discussions of the influence of prominent urban planners and architects— including Le Corbusier and the Chicago School—urban preservation and the city as the locus of global cultural development, and the ways in which slums and shanty towns have morphed into long-term homes and viable communities for perhaps a majority of urban dwellers worldwide in the last half

Establishing a Secured Atm Banking System Free Essays

string(174) " efficiency Of banks to improve their customer’s service and increasing long term relationship with them And also to reduce the congestion at the ATM centre at peak hours\." Establishing a Secured ATM Banking System Contents 1. Abstract 2. Introduction 3. We will write a custom essay sample on Establishing a Secured Atm Banking System or any similar topic only for you Order Now Executive Summary 4. Mission 5. Company Background 6. Statement of the Problem 1. Problem Statement 2. Problem Significant 7. Project Objective 8. Limitation of the Project 9. Methodology 10. Analysis of the Project 11. Scope of the Statement 12. Proposed Improvement 13. Expected Output 14. Recommendation 15. Acknowledgment Abstract The aim of this study is to investigate risk management, security and controls in the Context of Automated teller machines (ATMs). In doing so, it adopts a non-technical Approach by investigating the interrelationship and effect of risk management and controls In setting Automated Teller Machine security goals. The literature explores and discusses The risk management and different controls of ATMs. To reduce the risk of fraudulent Activity, several controls can be integrated into the ATM processing environment. However, the controls should not be considered a cure-all. Keywords: ATMs, data security, risk, fraud, electronic banking, and controls. Introduction This paper examines the effects of incompatibility in network industries. In a network industry such as telecommunications, the internet, or automatic teller machines (ATMs) in the banking industry,firms are technologically interconnected. This interconnection can lead to more complicated pricing structures than those observed in traditional industries, since a consumer may receive direct or indirect services both from his chosen firm and its rivals. While interconnection increases the size of the network available to consumers, in industries such as the banking industry, the introduction of price discrimination between affiliated and unaffiliated consumers reintroduces firm-level network economies by reducing compatibility within the shared network. This paper measures the impact of this incompatibility and finds significant effects on competition in the deposit market, welfare, and investment. It also briefly considers an alternative institutional structure in which provision of ATM and deposit services is separated. In the banking industry, the customers of one bank can use their ATM cards at ATMs owned byother banks, but the ATM owner may charge a fee called a surcharge. This can be interpreted aspartial incompatibility between components of a system comprised of ATM cards (bank affiliation)and ATMs. Analogous to the strong complementary relationships between CPUs and peripheralsor VCRs and video tapes, ATM cards and ATMs form complementary components of a system thatallows consumers to perform transactions on their bank accounts. Consumers can choose variouscombinations of these complementary goods, but the compatibility is only partial since there is acost associated with use of a foreign ATM, that is, an ATM not owned by the consumer’s bank. There is a sizeable theoretical literature on compatibility in industries with network externalitiesor complementary components. This literature predicts that incentives for compatibility differacross firms and will be smaller for firms with larger networks, since these firms lose the competitive advantage their network size confers under incompatibility. The effects on consumer surplus should differ depending on the distribution of consumer characteristics and the new price equilibrium that is reached. In turn, the effects of compatibility on price competition depend on a number of factors. In the banking industry, while partial incompatibility achieved through surcharging should theoretically soften price competition in the deposit market by making an increase in deposit. This paper will focus on the types of ATM transactions that can be performed on any ATM within the shared network such as inquiries and cash withdrawals. Executive Summary ATM An automated teller machine (also known as an ATM or Cash Machine), is a computerized device that provides the customers of a financial institution with the ability to perform financial transactions without the need for a human clerk or bank teller. Crime at ATM’s has become a nationwide issue that faces not only customers, but also bank Operators. Security measures at banks can play a critical, contributory role in preventing attacks on customers. These measures are of paramount importance when considering vulnerabilities and causation in civil litigation and banks must meet certain standards in order to ensure a safe and secure banking environment for their customers. The Automated Teller machine is a terminal provided by bank or other financial institutions which enables the customer to withdraw cash to make a balance enquiry, to order a statement, to make a money transfer, or deposit cash. The ATMs are basically self-service banking terminals and are aimed at providing fast and convenient service to customers. Some of the new generations of ATMs are able to cash a check to the penny, dispense Traveller’scheques and postage stamps, perform stock transfers, print discount coupons, issue phonecards, and even sell concert tickets. Customers are grateful for these ATM features but they are alsovery concerned with ATM crime and safety. Mission Key to Success Company Background 1. Statement of the Problems/Problem Definition/ Automatic Teller Machines (ATM) indicates the development of Information Technology in Banking sector. Two types of ATMs need to be addressed, one of which is the branch ATM, The other being the out of branch ATM. The branches will take care of the ATM located in Their respective branches, while the out of branch ATMs such as those located in department Store will be taken care by cash centers. Each cash center has ATMs under its responsibility. At VIT there are three ATMs out of which two are out of branch ATM() and one is branch ATM(). The major problem faced by these ATMs are the long queue of customers at the peak hours and then at the off peak hours the lack of customer entry. The number of customer are so large that many a times customer waits for more than half an hour to get his turn but at nights the ATMs remain idle that there are no customers to serve . Depending on the current capacity of each ATM, many alternative decisions can be made. Now the work process decision is made by operators. Thus,the problem of ATM facility is significant. In this study, methodology â€Å"Simulating ATMs† is proposed in order to maximize efficiency Of banks to improve their customer’s service and increasing long term relationship with them And also to reduce the congestion at the ATM centre at peak hours. You read "Establishing a Secured Atm Banking System" in category "Essay examples" The process will show How much time a customer spends and give suggestion whether a new ATM is required or With the same resources the performance can be improved. This research will support the Banks in terms of decisionmakingfor reducing the waiting time of customers, by solving a Simulation model with the help of queuing theory. The technique of simulation has long been used by the designers and analysis in the physical Sciences and it promises to become an important tool for tackling the complicated problems Of managerial decision making. It is actually imitation of reality and when it is being put into Mathematical form it is called simulation. Generally, the main objective of simulation is to Minimize the managerial problem in terms of decision making and hence helps in reaching Solution with at most accuracy. Also it is comparatively free from mathematical solution, Hence can be easily understood by the operating personal and nontechnical managers. On the other hand queuing model is used to overcome the congestion of the traffic? This traffic Can be of any form. This model mainly used in situation where customers are involved, hence When it is being coupled with simulation it becomes very much conducive to get solution to Solve the problem related to customers. Therefore, these two models are used to understand The situation related to ATM waiting line and to find some alternative to overcome this Problem by suggesting certain alternatives. Automated Teller Machines (ATMs) provide banking services such as withdrawals, deposits, and transfers on a 24 hrs with 7days basis. Due to their convenience they are nowuniversal and are used by a diverse set of users located around the world. Despite this success, however, ATMs still suffer from a variety of problems. Since ATMs are used for banking, security is paramount. Personal banking information is highly sensitive and users are vulnerable while using ATMs. Keypads in particular have been exploited by criminals who have installed small cameras or touch-sensitive overlays, or in some cases have simply observed users as they have keyed in their pins. The physical security of users is also important. ATMs are open late at night but often have limited security. Users may feel anxiety and, in those cases, it is best that they complete their ATM operations as quickly as possible. In addition to security concerns, there are a number of known usability issues with current ATMs. For example, users may not know which card they have entered into the machine, and accidental key presses may trigger unintended operations. Similarly, ATM interfaces are often loosely-coupled with underlying functions and allow the users to perform illegal operations, only informing them after the fact of the inability of the system to carry out a given task. A good solution to both the usability and security issues will require further exploration of how ATMs operate. Ultimately, such a solution will include a reformulation of certain key ATM functions and novel technologies such as touch screens and web-based interfaces. 1. 1Problem Statement In most of the ATMs the major problem is waiting of customers in the queue for more Duration. Mainly the objective of ATM for bank is to keep away the customers from coming To bank and make the process easy for them to avoid the basic procedure they do in bank. But As stated the problem which most ATM face is the long queue in front, but then when the Problem is only for a short while as rest of the time the ATM remains idle means adding to The operating cost. The problem is to determine whether only one machine is required to Fulfill the need or two more machines needed to be installed to give comfort to customer Which is really of short period of time. 1. 2 Problem Significance The cost of the installing an ATM machine accounts for a sizeable part of the total operating Cost of a company. Adding to it is cost of extra security guard who is needed to be placed There. But the customer satisfaction point of it is necessary to incur these expenses as Retaining them is more important, hence these cost are overshadowed by this fact. This Research will provide a robust problem solving technique for the realworld? Make a decision Related to reducing the ATM queuing problem to reduce operating cost. †¢Problem Objective The overall objective of the research is to develop a model to reduce the waiting time of Customers and the total cost related to ATM installation. Problem Constraints In this research, the researcher has focused on the Problem of waiting of customer in ATMs For long to undergo a simple transaction with the available ATM machine, also to know Whether another machine is required to reduce the traffic at the centers by keeping in mind The cost incurred in installing. Methodology Introduction to simulation and queuing It is the imitation of reality like labora tories in which numbers of experiments are performedon simulated models to determine the behavior of real system in true environments. The example cited above is of simulating the reality in the physical form, and are referred toas analogue simulation. For the complex and intricate problem of managerial decision Making, the analogue simulation may not be practicable, and actual experimentation with thesystem may not be uneconomical. Under such circumstances, the complex system is Formulated into a mathematical model for which a computer programme is developed, and The problem is solved by using high speed electronic computer, and hence it is named as System simulation. Queuing theory has been applied to a variety of business situations. All situations are relatedto customer involvement. Generally, the customer expects a certain level of service, whereasthe firm provides service facility and tries to keep the costs minimum while proving therequired service. This widely used in manufacturing units. Here it helps in reducing theoverhead charges and the overall cost of manufacturing. Also used to know is the unit arrive, at regular or irregular intervals of time at a given point called the service point. General Analysis of the Project ATMs are used by all modern commercial banks and are found in cities around the world. Modern ATMs already address many human interaction concerns, but still suffer from a number of usability and other issues. The following are seven important aspects to consider when attempting improving ATM interfaces: Security Issue ATMs act as electronic tellers, and security is always an important concern for users. Major security issues are already addressed in the modern ATM design. A password, or PIN number, is used to protect the information. After decades of use, ATMs have proven the effectiveness of this security policy. However, this approach may not be sufficient in the future. Mugging and PIN theft should be addressed in a new ATM system. Mature biometric technology may be a good candidate to provide additional security. Besides password protection, modern ATMs also include ‘card eating’ features to provide customers with more security. However, instead of increasing customer security, this feature can in fact cause problems for authorized users due to misunderstanding or carelessness. This feature should be reviewed as part of a user-centered design process. Functionality ATMs handle as many traditional teller operations as possible. Traditional ATMs implement most basic daily banking functions, such as deposit, withdrawals and balance checking. These functions are designed based on the performance limitations of computing and networking, which have changed rapidly over the course of the last few years. These limited functions may not be satisfactory by modern standards. The next-generation ATM should support the following features if possible: †¢ Money transfer: transfer money from one bank account to another person’s bank account. Bill Payment: automatically pay bills. Although a valid feature is provided in internet banking right now, ideally ATMs would still provide these functions for users without internet access. †¢ Other Electronic Finance Tools: Good examples could be electronic bank notes or electronic bank travel cheques. Usability Unlike some other electronic devices, ATMs should be useful to a wide-range of users and thos e users should be able to use the system with limited or no assistance. This aspect is critical to the new ATM design. Although these issues are already taken into consideration in the current ATM designs, evaluation may reveal that there is room for improvement in current systems. Theoretically, it is also possible that there is no perfect design once we review the usability requirements. We may have to provide a compromised solution to suit the majority. The following are some typical user stories for review: †¢ ATMs currently allow users to insert different cards but do not display visual cues to identify which card was inserted. A displayed image would provide good feedback to prohibit accidental operations using the wrong card. The current key layouts, especially the function keys, are slightly different between different ATMs. A new standard high-resolution touch-screen would be preferable. †¢ Not all current ATMs can support multiple-languages. Considering growing international trade and communication, multiple language support would be a very important feature. †¢ The current d eposit and withdrawal functions also need to be improved. For example, the standard process for putting multiple cheques into ATMs is confusing, and the ATM withdrawal function does not support bill selection based on the customer’s request. The new ATM should allow the user to easily access money across the world. Efficiency ATMs must be both easy to use and fast. The more time a user spends at an ATM, the more inconvenienced the user feels. Wait times also increase for other users. Clearly, this is an important issue to consider when designing an ATM system. Accessibility As ATMs are physical machines, their design must take accessibility concerns into account. Some good accessibility features can be found in current ATM design. For example, the ATM keyboard includes Braille support for the blind. Current ATM design does not do a good job of protecting people from others peeking from behind. †¢ The fixed height of ATMs can be inconvenient for some users. Threat Affect ATMs should be attractive. Potentially, good looking ATMs could attract new users and make existing users more comfortable. For example, relaxing background music could relieve user anxiety during complex operations. There are three basic types of ATM attacks: †¢ Attempts to steal a customer‘s bank card information; †¢ Computer and Network attacks against ATM‘s to gather bank card information; †¢ Physical attacks against the ATM. THEFT OF CUSTOMER‘S BANK CARD INFORMATION †¢Card Skimming †¢Fake ATM machines †¢Card Trapping/Card Swapping †¢Distraction theft or ‘manual’ skimming †¢Shoulder Surfing †¢Leaving transaction ‘Live’ †¢Cash trapping COMPUTER AND NETWORK ATTACKS †¢Network attacks against ATMs †¢Viruses and malicious software †¢Phishing †¢PIN cash-out attacks †¢Utilizing a Fake PIN pad overlay †¢PIN Interception PHYSICAL ATM ATTACKS †¢Ram Raid Attacks †¢Theft of ATMs †¢Smash and Grab of ATMs †¢Safe cutting/Safe Breaking †¢Explosive Attacks Scope of the Project We should evaluate whether or not the ATM is helping to extend banking services. By mixing the web/mobile preauthorization transaction service with the traditional 24 hours with 7 days ATM service, service time can be improved and wait times reduced. Proposed Improvements Our initial meeting yielded many ideas for new ATM technologies that have the potential to improve user experience. We considered mobile phone interfaces, voice interfaces, refinements of physical button interfaces, high resolution touch screen interfaces, biometric identification techniques (finger print or retinal scan), and a web interface for pre-specifying ATM transactions. After a brief discussion of each of these ideas, we decided to talk in depth about the final three. The use of an advanced high resolution touch screen would not solve any problems in itself. but would allow for a more sophisticated user interface. The potential for increased screen space and detail could help address the need for a more intuitive layout, the issue of restricting input to acceptable dollar amounts, and multi-language support. It might also allow ATMs to perform some actions that are not currently possible such as displaying the customer’s preferred name for each account and facilitating transfers to third party accounts. An advanced display could also be designed to restrict the viewing angle so that private information is less visible to malicious onlookers. One final advantage of a high resolution display is that it would allow for much more attention to aesthetics, and as Donald Norman tells us, â€Å"attractive things work better. † The main disadvantage of using a touch screen is that it may confuse users, and providing accessibility for the blind is more difficult than in cases where Braille codes can simply be added to keypads. The use of biometrics for identification would yield many benefits. The most obvious benefit of biometric technology is that it would increase the security of bank accounts, as a finger print is much harder to steal than a PIN. If the use of a finger print could eliminate the need for an ATM card entirely, it could drastically reduce time spent at the ATM, and it would eliminate the problem of inserting the wrong card. The idea we spent the most time on is a web interface to allow users to pre-specify ATM transactions. The general idea is that the customer can access the bank’s website from a PC or mobile phone to input the operations that will be done at the ATM. For example, a user could specify that she wants to withdraw 360 ETB from her chequing account and 220 ETB from her savings account. She also has three cheques to deposit for 250. 35 ETB, 298. 70 ETB, and 329. 11ETB. She wants 100 ETB of the deposit to go into her son’s account and the rest to go to her retirement account. When the user arrives at the ATM and identifies herself with a card and PIN or a fingerprint, the machine will display the options she selected earlier and ask if that is still what she wants to do. After selecting â€Å"yes,† she simply inserts the cheques into the machine and removes her cash. While the benefits of this idea may not be immediately apparent, and may not be significant for simple ATM usage, it has the potential to drastically improve the user experience under some circumstances. In the previous example, the user needed to perform many transactions with somewhat nusual amounts of money. If this were to be done at a standard ATM, it could take a very long time to navigate through the interface for each individual transaction. During this time, any number of distractions could occur, including a line of angry customers amassing behind the user or the user’s child suddenly beginning to cry. Under these circumstances, it would be easy for the user to enter a n incorrect amount or even to forget one of the transactions completely. However, with the web site, all of the decisions would be made in the comfortable environment of the user’s home or office. Besides helping the user to ensure that all transactions are executed properly, this web interface could cut down greatly on lines at ATMs, increasing customer satisfaction and physical security. Another scenario where this could be useful is for outdoor ATMs in bad weather. If the user drives to the ATM and then realizes that being outside would be unpleasant, she could access the web site through her mobile phone to pre set the transactions and minimize time spent outdoors. Such a radical departure from present ATM interactions is certainly not without drawbacks. One of the main issues is that not everybody has web access, especially through their mobile phones. The ATM would definitely need to have a standard user interface in addition to web capabilities. The web site would also introduce security concerns with password attacks and network communication to the ATMs. Hopefully these problems have already been solved in the current implementation of online banking. Finally, as with any UI, poor design could cause this idea to become frustrating and useless. These preliminary ideas have been developed based on initial meetings and brainstorming. Further research and information gathering will lead to the refinement of our proposed system changes, and an iterative design process will allow us to develop a prototype of a highly improved, secure, accessible, and intuitive ATM system and extended web-based interface. Conclusion (Expected Output from the Project) The main purpose of this study is to develop an efficient procedure for ATM queuing Problem, which can be daily used by banks to reduce the waiting time of customers in the System. The queuing characteristics of customers were observed and the researcher compared The process of customer behavior of different ATM services at VIT. It is concluded that the ATM service should introduce in men’s hostel (around ? thstudents strength stay in hostel) Will facilitate pulling more customers towards ATM service. The researcher suggested that the SBI can install a new ATM machine in men’s hostel in spite of high installation cost and thereby reduce the customer cost and service cost for attaining benefit in the long run. This will be helpful for commercial bank to sustain more potential customers in high competitive situations with other private banks. ATM provides financial services to an increasing segment of the population in many countries. Fingerprint scanning, continues to gain acceptance as a reliable identification and verification processes. This paper identifies a model for the modification of existing ATM systems to economically incorporate fingerprint scanning; and, outlines the advantages of using such system. It should be noted that the customers perception cannot be generalized as it was highly affected by the tradition/ culture of the user involves. Recommendation for Further Study Several aspects of waiting problem for the ATM that remained unsolved in this study will Form interesting topics for further study. The following recommendations are made for Further studies: It is observed that if a person is not well versed with ATM takes more time which is not Considered. Also many customers stand in the queue and leave which can be put into the consideration. †¢ The time the workers take to feed the ATM with currency is not considered. †¢ Out of stock situation can be considered. †¢ On holidays mostly after exams the utility of ATM to be considered. The main limitation of the research due to time constraint it is observed with minimum sample, if sample size would have increased, the result obtained by both in simulation and queuing will coincide. This study would not consider waiting cost and service cost due to non availability of original information. For future research, this study can be extended by considering the cost factors to find out the best ATM facility. ACKNOWLEDGMENT I wish to acknowledge ________________University and Wegagen Bank, Addis Ababa Ethiopia for their support in providing the various facilities utilized in the presentation of this paper. How to cite Establishing a Secured Atm Banking System, Essay examples

Painting the town Essay Example For Students

Painting the town Essay In Sentimental Journeys, her essay on the 1989 Central Park wilding, Joan Didion argues that Newyork is defined in the public mind by narratives that obscure not only the citys actual tensions of race and class but also the civic and commercial arrangements that rendered those tensions irreconcilable. As exhibit A, Didion offers the testimony of Central Parks architect Frederick Olmstead, who feared that while Central Park could provide a haven for bourgeois New Yorkers during the day, at night criminals and have-nots might find a refuge there. Accordingly, Olmstead sank the transverse roads below grade level and insisted on bright lighting to prevent marauders pursued by the police from escaping into the obscurity of the park. Despite this evidence of class division inscribed in the very drafting of Central Park, the wilding spurred opportunistic politicians and angry joggers and op-ed writers to imagine another scenario. They claimed the park had once been safe and now was not. During and after the trial, there were those who insisted that going into the park at any hour was their right, as if they could, by sheer will, pave over social and economic grooves that had been worn into the citys asphalt for at least a century. Since much theatre in New York also relies upon those sentimental narratives Didion detects ignoring race and class issues while yearning nostalgically for an imaginary past it is at once refreshing to talk with Anne Hamburger, artistic director of the site specific company En Garde Arts. For seven years, Hamburger has produced theatre from a network of dilapidated offices, the most recent of which is on the second floor of a downtown Manhattan parking garage. On one side of the room, a row of windows overlooks an indoor sea of Mercedes and Volvos. Another wall is pocked with electrical outlets proof, according to Hamburger, that the office used to be an illegal gambling outfit. The whole space is about the size of a one-bedroom floor-through. Grubby furniture fills the front room, where the two full-time En Garde Arts staffers stare into computer terminals. A pressed-board table dominates Hamburgers office. Black filing cabinets sulk in one corner. A Post-it on the wall nudges the staff to raise $30,000 by August. Hamburger jokes that En Garde Arts manages to produce two shows a year because they have a low administrative overhead. Her office could easily be the site of one of her own pieces. In this drama, Hamburger could star as herself: producer of a site-specific company tiptoeing through a minefield of sites, each of which stands empty, unused, a testimony to neglect and abandonment: a sentimental narrative waiting to explode. Hamburger is the Joseph Papp of the 21st century, says Ben Mordecai, chairman of the theatre administration department at the Yale School of Drama, where Hamburger received her degree in 1986. Joe Papp did his first work in the park. Anne did too, Mordecai points out, referring to En Garde Artss first work, The Ritual Project, which took place on a grassy knoll in Central Park in 1987. Mordecai remembers that Hamburger, who studied sculpture and performance art before attending Yale, knew what her first project would be within two weeks of her arrival in New Haven. She wanted to produce The Odyssey on the banks of the Charles River. I told her there were no rules against that, but that it was impossible, he chuckles. Mordecai continued to play devils advocate by alternately encouraging Hamburger and impressing upon her the difficulty of her self-appointed mission. Hamburger never wavered. Instead of doing the traditional assignment for third-year administrative students an internship at Yale Repertory Theatre Hamburger asked to start a site-specific theatre company. En Garde Arts was born. The fledgling producers focus on site-specific theatre stems partly from her frustration with the not-for-profit model. Artists have to come up with new ways of doing business, she announces, predicting that even if the National Endowment for the Arts survives its present crises, funds will be limited. She imagines En Garde Artss events binding together a diverse community: devout theatregoers and baby boomers who grew up with television and rock concerts, neighborhoods where residents wouldnt ordinarily go to theatre, and doyens of drama. Hamburgers vision differs, however, from that of Corner-stone Theaters Bill Rauch, whose company works with host communities in areas where theatre is rarely seen to develop gritty interpretations of classic plays. While both Rauch and Hamburger agree that theatre has to reach a wider audience, Hamburger eschews the classics, prizing eclectic voices influenced by other disciplines. Because Hamburger works so closely with areas of New York unaccustomed to theatre, she prides herself on neighborhood advocacy. Although En Garde Arts does not give away tickets to average theatregoers, it donates batches to neighborhood residents. Hamburger is also a hands-on producer, approaching her projects as part of an artistic team. One of her first collaborators, playwright Mac Wellman, gives Hamburger the ultimate compliment when he says that she didnt treat him like a widget in a machine. Part of her success springs from the types of projects Hamburger takes on. Many of them seem outlandish or undo-able; the odder the better. She brags about her ability to handle projects nobody else will produce with a heady combination of naivete and bravado. Squat Theater said, |We need a goat in our show; Reza Abdoh said, |I need a 120-foot table and we figured it out, she asserts as we speed uptown in the company of playwright Charles Mee Jr. to take a look at the gothic expanse of the abandoned Towers Nursing Home on 106th and Central Park West, the site of Mees Another Person Is a Foreign Country (1991). Mees script initially called for a cast of more than 20, two little people, Siamese twins, and a deaf actor. Only the Metropolitan Opera or the Towers could have housed Another Person, Mee jokes. But because the Towers loomed far uptown of the theatre district, the play, a whirling meditation on the plight of social outcasts, was able to speak to a broader audience than Metrop olitan Opera subscribers. Blood Brothers Essay QuestionsThe story of Hamburgers latest piece, Vanquished By Voodoo, is also something of a cautionary tale. En Garde Arts commissioned performance artist Laurie Carlos to write a piece to be performed at the historic Freedom National Bank in Harlem. As usual, Hamburger planned a series of community meetings with neighborhood officials. In the months before Vanquished by Voodoo went up, Hamburger contacted businesses within the community to get them to sponsor tickets for disadvantaged people. She got in touch with the Housing and Urban Development Commission and Congressman Charles Rangels office. She hooked up with local arts groups, sent waves of fliers and posted signs on buildings to announce the upcoming event. But the bank site fell through. The cavernous, crumbling Dwyer Warehouse at the fork of St. Nicholas Avenue and 125th Street was Hamburgers second choice. Then Carlos declined to accompany Hamburger to community meetings, claiming that she did not want to be anyones black face in this project. Left to cope with squabbling factions alone, Hamburger floundered. Hostility oozed from Harlem, which she described as another city with its own rules. Here Hamburger was the outsider, a condition she might have blunted, perhaps, if Carlos had supported her. The Vanquished by Voodoo debacle, though, cannot be entirely explained by neighborhood hostility, since En Garde Arts had encountered resistance before. During rehearsal of Another Person Is a Foreign Country, some of the residents of the welfare hotel next door to the Towers complained about the noise. Hooligans threw bottles at the gates; Hamburger actually chased after some of the boys. In the end, the boys and the welfare hotel residents, leaning out their windows, watched the show again and again. When, days before the opening of Voodoo, the Safety Commission pronounced the Dwyer Warehouse unsafe, Hamburger and her production team hustled to compensate. They built scaffolding and moved the piece outside, to the front of the building. They barricaded a piece of the street near Hopkins Square and put up bleachers. But despite such efforts, the surrounding chaos absolutely overpowered the action onstage. The performers could not compete with the constant distractions of the area; at times the audience focused, not on the actors, but down St. Nicholas Avenue, where, it was clear from the wailing of sirens, unspeakable crimes were being committed. Still, neighborhood people slunk around the blue police barriers and sat in the bleachers. A pair of cops got out of their car to watch for awhile. Kids walked and rode their bikes through the area blocked off by barricades. Little girls jumped rope beneath the scaffolding. In the narrative about producing Voodoo that appeared in the pages of the Village Voice, a poorly chosen phrase En Garde Arts dared to dream to bring Laurie Carlos to Harlem was seized upon to accuse Hamburger of racism. As Beth Coleman put it in her feature-cum-expose in the Voice, Hamburger dared to dream to hire a chartered bus to carry an audience up to 125th and St. Nicholas Ave. Laurie Carloss main objection to this version lurked in the implied causal relationship between En Garde Artss dreams and Carloss appearance in Harlem. And Carlos ducing. People should not have to produce Afro-American work to get grants, she said in a telephone interview. In her own narrative, Hamburger ignores lesser charges and cuts directly to issues of racism and betrayal. If she had known that Carlos was not going to take part in community meetings, she would never have signed a contract with her, Hamburger insists. Whats remarkable is not the Rashomon effect, but the way these competing narratives, overlook the big picture: All three stories ignore history, the difficulty of En Garde Artss undertaking, and the larger uncontrollable forces in New York. Hamburger and Carlos, as Chuck Mee points out, fail to see that they were essentially on the same side. In the near future, Hamburger hopes to develop what seems to be an oxymoron: more general site-specific work. The two full productions she plans for the 1992-93 season, for example, are mobile, not New York-based. Mac Wellmans Strange Feet, a conversation between two dinosaurs, will be sent to natural history museums all over the country. Len Jenkin and John Arnones actorless Funhouse is a traveling circus with detachable segments that can be set up in any football field. Of the other three pieces in the works, Anne Bogarts Marathon Dancing, part two of her American Trilogy, can also tour, since, Hamburger says, theres an historic ballroom in every city. Anna Cassios Swapmeet, which takes place in a flea market, also seems to have legs. The new emphasis on traveling work fits handily with Hamburgers populist vision. But her politics are not only geographical. The sites she chooses also serve to expose the theatre communitys failure to address New Yorks diversity as well as the physical limitations of traditional theatre spaces. Tickertape parades drowning the city in white bright lights of Broadway; the revenge of broken hearts the safety of Central Park like the sentimental narratives Didion finds in New Yorks history, Hamburgers work suggests that anything can happen in the streets, that class and racial lines can be overcome and that theatre, brought to theatreless neighborhoods, can heal a city crushed by politics and indifference. Annie Hamburgers work suggests that one woman can change New York.